There are many types of personal insurance from straight life insurance to trauma, income protection and disability insurance. Regardless of what you decide to cover yourself for, its all about peace of mind, looking after yourself and your loved ones in times of need.
Unfortunately you’ll never be over the moon that you have an insurance policy in place, you either pay your premiums and never suffer an illness or you find yourself in a position where you need to make a claim, either way, you’ve either paid out and never claimed or wish you hadn’t fallen ill. Thats why for most people, insurance is about peace of mind and living safe in the knowledge that you did what you can to protect yourself and your loved ones.
It’s your money, you earned it, why give it away?
Rule Number One with insurance is to shop around. If you buy insurance from your mortgage lender, bank, or elsewhere on the high street, you’ll pay well over the odds, because these insurance policies cost several times as much as the best buys. Bear in mind that a saving of $20 a month adds up to $6,000 over 25 years!
Funds Focus has no need to bow down to the large insurance providers, being free from institutional ownership allows us to present to you leading insurance providers for your needs at the lowest possible price!