CBA - Capital Series Trio
A Capital protected product achieving capital growth based on the price performance of the Gold, Australian, Chinese, Taiwanese and Korean equity indices with a potential for income.
 Commonwealth Bank
Rebate Offer 2% (100% rebate of initial commission), 1% if no investment loan
Minimum Initial Investment $10,000 (also $10,000 if using the investment loan to pay for contribution)
Capital Protection Structure Bond + Call (view our guide to capital protection)
Featured Investment Capital Series 1 (a similar product) was featured in our November 2008 Investment Newsletter
Offer opens 7th September 2009
Offer closes 2nd November 2009
Maturity Date 5.5 years
Product Disclosure Statement
Application/PDS
 
Capital Series Trio provides investors with the opportunity to gain exposure to the performance of Gold, the Australian, Chinese, Taiwanese and Korean equity indices with the ability to borrow 100% of the investment amount and protect up to 100% of the initial investment amount at Maturity.

Strategy

Underlying Portfolio

Capital Protection level

Potential for capital growth

Coupon payments

1

S&P/ASX 200 Index

100%

100% participation (capped at 70%)

5% starting from year 1.5*

2

Gold

100%

100% participation (capped at 70%)

3% starting from year 1.5*

3

HSCEI (40%)
TAIEX Index (30%)
KOSPI 200 Index (30%)

80%

100% participation

Nil

 

Key features and benefits

Capital growth potential You have the potential to receive capital growth based on the price performance of the S&P/ASX 200, Gold or a portfolio of Asian Indices.

Strategy 1 & 2 offers capital growth potential up to a maximum of 70% above the Initial Reference Level, Strategy 3 is unlimited.

Capital Protection 1- You can choose a capital protection level of either 100% (Strategy 1 & 2) or 80% (Strategy 3).

The opportunity to borrow 100%2 of the investment amount - You can borrow to invest in Capital Series Trio (subject to approval). Maximum borrowing is equal to the Capital Protection Level in each Strategy, ie 100% or 80%.

Available to SMSFs - Capital Series Trio is available to Self Managed Super Funds.

Further information on the benefits, risks and costs of investing in Capital Series Trio can be found in Part 1 and Part 2 of the Product Disclosure Statement.

 

1 Capital protection will only apply at the Maturity Date and is subject to risks, limitations and conditions. Please refer to the PDS for more information.
2 The Capital Investment Loan and Interest in Advance Loan are not available to superannuation funds.

 

What do we get paid

Wealth Focus will rebate 2% commission (100%) on investments into Capital Series Trio (1% where no loan is applied for) in the form of a cheque and may also receive a trailing commission of up to 0.50% pa of the value of the investment loan. This trailing commission is paid by the fund manager and is NOT an additional charge to the investor.