BT Margin Lending

BT Margin Loan

(0.2%pa ongoing rate reduction)
One of Australia’s largest margin lenders.

Rebate Offer 0.2%pa ongoing discount
Minimum Loan Amount $20,000
Offer closes Ongoing
Product Disclosure Statement BT Margin Loan PDS and Application

BT Margin Lending allows investors to gear up their investment portfolio, magnifying their growth (or losses) and income returns from their investments

Key features and benefits

Magnifying your returns – Borrowing money to invest in shares and managed funds increases the gains (and losses of your investment retruns.

Tax deductable investment strategy – Interest on your margin loan may be tax-deductible. Prepaying interest lets you lock-in the interest up to 12 months in advance and you may also be able to claim a tax deduction for the prepaid interest amount within the current financial year.

High LVRs – BT currently offer some of the highest Margin Lending LVRs.

Large established provider – As a subsidiary of Westpac, investors can be re-assured of BT’s financial strength.

Low interest rates – Wealth Focus are able to negotiate discounted rates for our clients, allowing investors access to some of the lowest margin loan rates in the industry.

What do we get paid

Wealth Focus does not receive an initial commission for arranging this product. Wealth Focus will rebate 0.2% of the 0.5% trailing commission, reducing the overall interest rate. This trailing commission is paid by the product provider and is NOT an additional charge to the investor.