Capital Protected Investment Loan Rates
Refinance your Capital Protected Loan
(As low as 8.75%* pre-paid rate)
NAB have recently launched a refinance loan for investors in structured products that are likely to be lower than the existing interest rates charged.
Historically, investors who had invested in structured products are at the mercy of the lender used when they initially invested and were unable to shop around for a lower rate. NAB’s refinance campaign allows you to retain your investment and just switch the loan to reduce the interest rate charged.
* Pre-paid rates from as low as 8.75% (paid annually in advance)
1 year: 8.75%
2 years: 8.85%
3 years: 8.90%
4 years: 9.10%
5 years: 9.20%
Note: These are not margin loan rates. Our margin loan rates are as low as 7.65% and can be viewed here:
– Margin Loan Comparison Tables
Investors should call us on 1300 559 869 to request more details on this rate.
- No Loan Establishment Fee – Our commitment to provide the lowest cost for the DIY investors means that readers are able to access this loan without the adviser establishment fee (companies & trusts attract a $150-$300 fee).
- Low Rate – NAB’s low interest rate is typically lower than many of the existing loan providers^.
- Tax deductible investment strategy – Investors pre-paying interest for the year ahead can claim a tax deduction against this year’s income.
- Minimum application – $20,000 (not available to SMSFs)
Wealth Focus Pty Ltd
What do we receive?
Wealth Focus will receive up to 0.5%pa trailing commission. This trailing commission is paid by the product provider and is NOT an additional charge to the investor.