|Notes||1st month’s premium free|
|Insure up to||Life Insurance – $1,000,000
Funeral Cover – $15,000
Accidental Income – $4,000 pm
|Offer Closes Ongoing|
Zurich Ezicover deployment of a fully automated simple and easy to use online application, means that anyone can apply for cover in just 5 minutes, and in most cases, for lower cost than the paper based applications available in the market.
Key features and benefits
Zurich Australia Ltd is pleased to offer access to a low cost insurance product through Wealth Focus.
Apply online in just 5 minutes – Zurich Ezicover is one of Australia’s first fully automated online application (no printing required).
Lower cost premiums – By providing a fully automated online application, Zurich Ezicover is able to provide low cost cover at lower rates than many of the full advice products in the market.
Lower commission to planners – Many insurance companies paying brokers and insurance agents up to 120% of the first year’s premium as a commission and 20% thereafter. Our fully automated online service allows us to reduce our overheads receiving only 20%. This in turn means lower premiums and more money in your pocket.
1st month’s premium for free – Furthermore, the reduced overheads and simple application process has allowed Zurich to offer to pay your first month’s premium.
Types of cover available
With a simple online application (no printing required), Zurich Ezicover allows you to insure for:
Ezicover Term – Life insurance of up to $1,000,000 cover is available to those aged 19-55 ($750k for those aged 55-59) and automatically includes terminal illness cover (where your life expectancy is less than 12 months). You can opt for a 5, 10 or 15 year term should you wish to reduce premiums by insuring yourself for a shorter period. e.g. to tie in with a home loan or other debts etc
Ezicover Funeral Advantage A lump sum to help cover the cost of your funeral. Choice of cover of $5,000, $10,000 or $15,000. Once the premium paid matches the sum insured, no further premiums are payable. If you are aged between 45 and 70 years you can apply for this cover, and once it’s in place you can keep it for life. The cost of the cover remains level and does not increase as you get older.
Ezicover Accident Income A monthly benefit of up to $4,000 if you are unable to work in your usual occupation due to accidental injury. Better still this cover is generally tax deductible and is designed for those aged between 19 and 60 years.
Ezicover Accidental Death A lump sum payment of up to $500,000 in the event of your accidental death. The cost of the cover remains level and does not increase as you get older. This cover is designed for those aged between 19 and 70 years.
Please contact Wealth Focus on 1300 559 869 if you are unsure as to whether cover will be suitable for you. Where cover is not suitable, we can in many cases provide quotes from alternative providers.
What do we get paid?
Wealth Focus will receive a commission of up to 20% of the premium paid. This commission is paid by the product provider and is NOT an additional charge to the investor.