Zurich Ezicover - Life, Trauma & Income Protection
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| Zurich Ezicover deployment of a fully automated simple and easy to use online application, means that anyone can apply for cover in just 5 minutes, and in most cases, for lower cost than the paper based applications available in the market. | ||||||||||||
Key features and benefits | ||||||||||||
Zurich Australia Ltd is pleased to offer access to a low cost insurance product through Wealth Focus. Apply online in just 5 minutes - Zurich Ezicover is one of Australia's first fully automated online application (no printing required) Lower cost premiums - By providing a fully automated online application, Zurich Ezicover is able to provide low cost cover at lower rates than many of the full advice products in the market. Lower commission to planners - Many insurance companies paying brokers and insurance agents up to 120% of the first year's premium as a commission and 20% thereafter. Our fully automated online service allows us to reduce our overheads receiving only 20%. This in turn means lower premiums and more money in your pocket. 1st month's premium for free - Furthermore, the reduced overheads and simple application process has allowed Zurich to offer to pay your first month's premium. |
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Types of cover available |
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With a simple online application (no printing required), Zurich Ezicover allows you to insure for: Life insurance of up to $750,000 cover is available to those aged 19-59 and automatically includes terminal illness cover (where your life expectancy is less than 12 months). The "Select Term" option, allows you to opt for a 5, 10 or 15 year term should you wish to reduce premiums by insuring yourself for a shorter period. e.g. to tie in with a home loan or other debts etc Trauma insurance cover of up to $150,000 lump sum payment, available to those aged 19-55 and allows you to insure for trauma events such as Heart Attack, Stroke, Malignant Cancer or Coronary Artery By Pass Surgery. (These events alone account for 91% of claims paid 1). 1 Based on Zurich Australia Limited trauma claims paid July 2001 - May 2006 Income protection of up a maximum monthly benefit of $3,500 is available to those aged 19-57 and is designed to provide up to 75% of your income in the event of long term illness. Income Protection premiums are generally tax deductible.
Please contact Wealth Focus on 1300 559 869 if you are unsure as to whether cover will be suitable for you. Where cover is not suitable, we can in many cases provide quotes from alternative providers. |
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What do we get paid
Wealth Focus will receive a commission of up to 20% of the premium paid. This commission is paid by the product provider and is NOT an additional charge to the investor.
