Commonwealth Bank

CBA - Capital Series Cornerstone

(Rebate offer)
A capital protected product achieving growth based on the price performance of the ASX 200 or 20 of Australia's largest blue chip shares.
Rebate Offer 1% (50% rebate of adviser fee)
Minimum Initial Investment $10,000
Capital Protection Structure Bond + Call (view our guide to capital protection)
Featured Investment Capital Series 1 (a similar product) was featured in our November 2008 Investment Newsletter
Offer closes 13th April 2011 (NOW CLOSED)
Maturity Date 5.5 years (25th October 2016)
Product Disclosure Statement
PDS Part 1
PDS Part 2 (including Application)
Capital Series Cornerstone provides investors with the opportunity to gain exposure to the performance of either the ASX 200 Index or a basket of 20 of the largest ASX listed shares with 100% capital protection and the ability to borrow 100% of the investment amount.

Strategy

Underlying Portfolio

Capital Protection level

Potential for capital growth

Coupon payments

1

A basket of 20 of the largest ASX-listed shares

100%

100% participation (capped at 45%)

5% starting from year 1.5*

2

S&P/ASX 200 Index

100%

100% participation (capped at 85%)

Nil

 

Key features and benefits

Capital growth potential You have the potential to receive capital growth based on the price performance of the ASX 200 or a portfolio of 20 ASX listed shares.

Strategy 1 offers capital growth potential up to a maximum of 45% above the Initial Reference Level, Strategy 2 offers capital growth potential of up to 85% above the Initial Reference Level.

Capital Protection 1- Capital protection of 100% of the initial amount invested.

The opportunity to borrow 100% of the investment - allows investors to invest with no capital outlay other than interest costs (borrowing is not available for SMSFs).

Available to SMSFs - Capital Series Cornerstone is available to Self Managed Super Funds.

Further information on the benefits, risks and costs of investing in Capital Series Cornerstone can be found in Part 1 and Part 2 of the Product Disclosure Statement.

 

1 Capital protection will only apply at the Maturity Date and is subject to risks, limitations and conditions. Please refer to the PDS for more information.

 

What do we get paid

Wealth Focus will rebate the 2% adviser fee (100%) on investments into Capital Series Cornerstone (1% where no loan is applied for) and may also receive a trailing commission of up to 0.50% pa of the value of the investment loan. This trailing commission is paid by the fund manager and is NOT an additional charge to the investor.