Superannuation – Who can Contribute ?

Superannuation - Almost everyone can pay into a Superannuation fund. These include:

  • Housewives
  • Pensioners
  • Children
  • Self Employed
  • Employed
  • Unemployed

Superannuation under the age of 65 - Who can contribute:

No restrictions apply .

Superannuation between 65 and 69 inclusive - Who can contribute:

At the time of contribution, must have worked at least 40 hours over a consecutive period of no more than 30 days during the financial year; or contributions are mandated employer contributions**.

Superannuation between 70 and 74 inclusive – Contribution rules

Only personal Undeducted Contributions can be made provided the individual meets the work test (detailed in ages 65-69); or contributions are mandated employer contributions**.

Superannuation age over 75 - Who can contribute:

Individuals over the age of 75 can’t personally contribute, however, payments under a certified agreement or award can still be made at this time.

** Includes Super Guarantee (up to age 70) or contributions under an agreement or an award.

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