Funds Focus

Strategies for a rising market (cont.)
One of the biggest changes in the investment lending landscape over the last 18 months has been the introduction of Investment Loans offering a “Walk-Away” feature.
As the name suggests, 100% Investment Loans provide investors with 100% gearing and are attractive to investors who want to gain leverage to the investment markets with no capital outlay. Investors need only fund the 7% – 9% pa which, in some cases, can be capitalised onto the loan. The

Why do we sit on failing investments?
Two years ago (Psychology of Investment), I discussed the psychology of our investment decisions and why we have a psychological predisposition to buy when the markets are high and sell when markets are low.
At the time, I felt that my article had addressed the basics of structuring an investment portfolio to avoid the common pitfalls whilst highlighting the emotional attachment that we develop with our own investments and our propensity to avoid loss.

I am often asked where I feel the markets are heading and what the best strategy is for investing your money. Everyone has an opinion, be it the man on the street, a fund manager, trader or financial planner.

And you can bet your bottom dollar, everyone has a slightly different opinion, either on where the markets are heading or how best to invest your money. There are numerous products out there suited to investors. As financial planners, our role is to try and fit our