Applying is simple - A four page application form ensures that you can apply in just 10 minutes.

You choose the level of cover - Benefits are not dependent on income or borrowings, allowing you to choose the level of cover from $2,000 pm to $4,000 pm. Overall maximum of 6 months payout per 12 months and 75% income cap applies

Accidental Death Benefit - In the event of your accidental death, your family will receive a $25,000 benefit.

Additional Benefits Payable?

Expatriation Benefit - If, during the Period of Insurance, your current employer offers you an overseas posting exceeding twelve months, and you accept, a benefit of $2,500 is payable.

Carer's Benefit - If during the period of Insurance you resign with your current employer in order to take up the full time care of an immediate family member on doctor’s advice a benefit of $5,000 is payable.

Funeral Benefit - In the event of your Accidental Death, a funeral benefit of up to $5,000 is payable o fup to $5,000 to pay for the cost of your funeral or burial or cremation costs, and the costs of returning your body or ashes to the state in which you were residing as at the date of death.

Eligibility Requirements

- Must be an Australian resident (457 Visa holders also accepted)
- Must be between the ages of 18 and 65
- Must be engaged in permanent full time employment for a continuous period of 12 months
- Must not be self employed
- Must not become unemployed at the completion of a fixed term contract.

* This product is issued and licensed by Australian Reliance. Wealth Focus is a Distributor of the product for Australian Reliance Insurance Broking Group. We are not licenced to provide advice in relation to this product and can only provide you with factual information.