INstreet Yield provides investors with the opportunity to benefit from an enhanced fixed income of 11%pa over a basket of shares with conditional capital protection2.

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Outperformance in sideways markets – The INstreet Yield Series offers investors the opportunity to receive a fixed return over 3 years, regardless of market movement.

Attractive Fixed Returns* of 11%pa paid quarterly irrespective of the performance of shares in the portfolio.

Conditional capital protection provides investors with a return of capital provided the worst performing share does not fall by more than 30% at maturity.

Falls by more than 30% means that at maturity your return is linked to the value of the worst performing share from the basket of five stocks selected. ie if the worst performing has fallen by 40% at maturity, $1 invested would return $0.60 capital return.

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Important Information
* Returns are current indicative rates only (16/04/12), Actual Return rates are set on date of issue.

2 The Conditional Capital Protection is subject to a Barrier Event and the units being held to Maturity. A Barrier Event occurs if, at maturity, the underlying value of the worst performing share from the 4 reference shares held in each series trades at or below 70% of its starting value (at maturity). In that case, the investor loses the Conditional Capital Protection, and the capital return at maturity is linked to the value of the lowest performing share.