MACQUARIE FLEXI 100 NOVEMBER 2011

MACQUARIE FLEXI 100 NOVEMBER 2011

MACQUARIE FLEXI 100 NOVEMBER 2011

Fee Rebate 2% (100%)
Min Investment $25,000
Expected Close 23/11/2011
Macquarie

Macquarie Flexi 100

OFFER NOW CLOSED

November 2011 (Rebate offer)
A capital protected investment in the Australian, Asian or Commodities markets with the flexibility to ‘walk away’ without incurring break costs

Rebate Offer 2% (100% rebate of the loan establishment fee)
Minimum Initial Investment $25,000
Investment Term 3.5 yrs, 5.5 yrs or up 6 yrs dependant upon investment option chosen
Capital Protection Structure Bond + Call (view our guide to capital protection)
Offer closes 23rd November 2011 (NOW CLOSED)
Product Disclosure Statement Application/PDS

Macquarie Flexi 100 provides investors with the opportunity to borrow to invest in the Australian, Asian or Commodities markets with a 100% investment loan, and the flexibility to ‘walk away’ without incurring break costs^.

Strategy

Investment Options

Income

At Maturity

3.5 yrs Fixed Distribution

Australian Equity Focus:
A basket of 13 Australian Shares

BlackRock Global Allocation:
BlackRock Global Funds – Global Allocation Fund

Fixed
Years 1 to 2: 6.5%
Year 3: 3.25%

Aus. Equity Focus: 150% of gain over the 16.25% distributions received (capped at 65%*)

BlackRock:
100% of gain over the 16.25% distributions received (uncapped)

5.5 yrs Fixed Distribution

Australian Equity:
S&P/ASX 200 Index

Asian Equity:
20% Hong Kong Share Index
20% Hong Kong tracker fund
20% Taiwan Index
20% KOSPI 200 Index
20% Singapore Index

Fixed 4% pa + 2% at end of term

100% of gain above the 22% distributions received (uncapped)

5.5 yrs Fixed Distribution (No Hurdle)

Australian Equity: (No Hurdle)
S&P/ASX 200 Index

Fixed 4% pa + 2% at end of term

100% of gain up to 50% cap. In addition to 22% distributions

Variable Distribution

Commodities Select:
Commodities Portfolio

Each year’s growth is distributed as income (capped at approx 17%pa*)

N/A

Key features and benefits

Access to investment growth of a choice from Australian, Asian, BlackRock Global Funds or Commodities markets.

Annual income payments fixed at 4%pa (5.5yr option), or accelerated payments of 6.5%pa in years 1&2 followed by 3.25% in year 3 (3.5yr option), or the growth received over the year (anually up to 6yrs option).

Flexibility to ‘walk-away’ from the investment and limited recourse investment loan without incurring additional costs^ including break costs.

Low outlay and no margin calls – Investors in Flexi 100 must apply for a 100% investment^ loan from Macquarie which allows individuals and SMSFs to invest with a low initial capital outlay and no margin calls. There is a choice of limited recourse or full recourse loans, interest is pre-paid annually in advance with indicative interest rate:

Limited Recourse Investment loan: 9.10% pa

Individual investors can also apply for an optional interest loan to fund their interest pre-payment to help manage cash flow. Indicative interest rate for the interest loan is 10.95% pa.

Suitable for SMSFs – The protection of a limited recourse loan means investors will not be required to contribute more of their own money to pay back the investment loan and will comply with legislative requirements for SMSF borrowing.

Source: Macquarie
* Growth and Income caps are indicative only and are set on date of issue (refer to PDS for full details)

^ Prepaid interest on an investment loan is not refunded in the event of early encashment. Investors who have opted for an additional interest loan will also be required to pay any amount owing on the interest loan (if applicable).

What do we get paid?

Wealth Focus will rebate the 2% loan fee in the form of additional units and may also receive a trailing commission of up to 0.50% pa of the value of the investment loan. These commissions are paid by the product manager and is NOT an additional charge to the investor.

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